Chapter 599: The Devil's Alliance

"So what should we do?"
"What should we do? Stop them! Under the pretext of 'disrupting market order,' use all our connections and resources to prevent Fang Huan's insurance business from launching!"
Carlson's voice was laced with ruthlessness.
"If we can't stop them, then have all our partner hospitals collectively refuse to accept Fang Huan's insurance!
At all costs, we must keep this monster out!"
Everyone nodded in agreement.
Are you kidding? Someone's about to storm into your house, kick you off the table, and take everything away, pot and pan. Who could sit still then?
"But... Mr. Chairman," a weak voice rang out from a corner,
"What if... Fang Huan is genuinely having a change of heart this time, truly wanting to help the vulnerable?"
The words had barely left his lips when the entire conference room fell into a deathly silence, then erupted into a torrent of laughter.
"Hahaha! My friend, I think you didn't wake up properly during the day and had too many dreams last night, right?
Fang Huan? Kindness? When did those devils learn to save all living beings?"
"Uh...you're right, haha." The person who asked the question scratched his head awkwardly.
"Alright, stop laughing!" Carlson's smile faded, his expression turning serious.
"Everyone, get moving! Use all your hidden networks!
Remember, if we can't stop Fang Huan, our fate will be the same as those other industries that Fang Huan has already swallowed up—utterly destroyed!"
***
Su Hao always had a wish: to help as many people as possible.
He always believed that his extraordinary abilities and the wealth he had amassed...
was a mission bestowed upon him by heaven, a mission for him to do something for society.
"Chairman Su, here are the documents you requested."
"Hmm."
Su Hao took the documents, his gaze falling on the title—"Analysis Report on the Current Status and Problems of the Insurance Systems in Xia and M Countries."
While China's insurance system is still developing, as a crucial cornerstone of social security, it is continuously improving and reforming to provide more comprehensive and reliable protection for a wider population.
However, across the ocean in the United States, the situation is a stark contrast, a living hell.
Monthly premiums of hundreds or even thousands of dollars are suffocating.
Without insurance, even a minor illness can bankrupt you, leaving you with enormous debts that you could never repay in several lifetimes.
Even worse, even if you have insurance, it might not be effective.
If you happen to go to a non-contracted hospital, all the premiums you've paid are essentially wasted.
"Moreover, the report shows that compared to 2022, the insurance claim rejection rate in the United States has doubled,"
Li Huilin reported.
"Doubled?" Su Hao frowned.
“Yes, Chairman Su. Premiums are rising sharply, and the claim rejection rate is soaring in tandem.
Not only that, but major insurance giants are recently frantically introducing an AI-powered automated review system. Whether a claim is approved or rejected is entirely up to AI.”
Su Hao tilted his head slightly upon hearing this.
AI is developing rapidly, but the insurance process is incredibly complex, involving countless intricate details. Can a cold, hard code program truly make accurate judgments?
"According to secret tests by a third-party organization, this AI system has a false positive rate as high as 90%.
However, even knowing this fact, insurance companies are still using this version of AI on a large scale.
This is the root cause of the continuously rising claim rejection rate."
Outsiders say that insurance cartels are the devil's alliance.
Now, Su Hao finally understands where this saying comes from.
This isn't artificial intelligence; this is artificial stupidity!
It's a digital butcher specifically designed to kill, rob, and destroy families!
“For vulnerable groups, most of them have absolutely no insurance.
Although the BD government introduced ‘Universal Healthcare’ to include them in the social security system,
the laws and coverage vary greatly from state to state, and coupled with the relentless obstruction and lobbying of insurance associations, many people simply cannot enjoy any benefits.”
The logic behind this is simple: the widespread adoption of ‘Universal Healthcare’ would directly harm the interests of insurance giants.
Therefore, they would rather spend huge sums of money on aggressive political lobbying, creating numerous obstacles to block this path.
“They’re truly a bunch of absolute devils,” Su Hao scoffed.
“Yes. Premiums are rising, claim denial rates are soaring, and the resulting blind spots in medical coverage are widening.
These factors combined have indirectly led to the increasingly rampant problem of narcotic drug abuse.”
To quit narcotics, one must go to the hospital.
But insurance companies refuse to reimburse, making narcotic drug quitting a mere formality.
Furthermore, if you don’t use the medications specified by the insurance company, your claim will also be rejected.
The most ironic thing is that most of the painkillers provided by insurance companies contain opioids, which are highly addictive.
Countless people are thus pushed into the abyss of prohibited substances by insurance companies themselves.
"What about the situation in our country?"
"At least it's better than in the US. Our national health insurance system has significantly expanded its coverage in recent years, making important progress in basic medical security.
Of course, even so, many people still live in hardship."
Su Hao nodded. Although this plan involves simultaneous action in both countries, the focus will definitely be on the domestic front first.
No matter what, our own people always come first.
"Also, Chairman Su, this is the list of members of the UHIP Association, which currently controls the US insurance market, arranged from highest to lowest annual turnover."
Su Hao took the list.
How to put it? Looking at these company names felt like flipping through a devil's contract that recorded the true name of a hellish lord.
He intended to skim through it quickly, but then—
Bang—!!!
A deafening roar, seemingly from the depths of his soul, exploded in his mind, making him dizzy!
"Chairman Su?"
"Are you dizzy again?"
Before the employees could react, Su Hao forcefully pressed his buzzing head.
"I'm fine."
What was that sound just now?
Like thunder, like a gunshot.
"...?"
Then, an even stranger scene unfolded.
After the loud bang, the company names listed on the document began to flash with different colors of light.
Especially the first few, they emanated an intense, oppressive crimson aura, exuding an ominous presence!
“…”
Su Hao stretched out his fingers, touching each company name on the list.
His intuition seemed to whisper silently, transmitting information through his fingertips.
Having long relied on his intuition, he knew very well what this feeling meant.
“Check the stock prices of these insurance companies; what's their current situation?”